InTeGrate Modules and Courses >Coastal Processes, Hazards and Society > Student Materials > Section 2: Introduction to Coastal Zone Hazards: Long and Short-term Processes of Change and Their Impacts on Society > Module 6: Impacts on the Societies and Economics of Coastal Regions > Paying for Flood Damage
InTeGrate's Earth-focused Modules and Courses for the Undergraduate Classroom
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These materials are part of a collection of classroom-tested modules and courses developed by InTeGrate. The materials engage students in understanding the earth system as it intertwines with key societal issues. The collection is freely available and ready to be adapted by undergraduate educators across a range of courses including: general education or majors courses in Earth-focused disciplines such as geoscience or environmental science, social science, engineering, and other sciences, as well as courses for interdisciplinary programs.
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These student materials complement the Coastal Processes, Hazards and Society Instructor Materials. If you would like your students to have access to the student materials, we suggest you either point them at the Student Version which omits the framing pages with information designed for faculty (and this box). Or you can download these pages in several formats that you can include in your course website or local Learning Managment System. Learn more about using, modifying, and sharing InTeGrate teaching materials.

Paying for Flood Damage

All of the examples from communities impacted by coastal flooding illustrate how people suffer economically and emotionally when their property is flooded. Underlying our considerations in this module are the hard economic facts of who pays and how do they pay? Currently, the Federal Flood Insurance program of the United States is being reworked and the outcome is unclear. It is likely that new flood insurance policies will be harder to obtain and much more costly in the future, although legislation was signed into law in spring 2014 to ensure affordability of insurance for homeowners in flood-prone areas. This reform applies to coastal and inland flood-prone areas. The Federal Emergency Management Administration (FEMA) manages the National Flood Insurance Program. You can read more about this program and the changes that are currently being debated at: FEMA: The National Flood Insurance Program

The following two related links provide information to homeowners about the current consideration related to flooding costs and rebuilding after a flood:

These materials are part of a collection of classroom-tested modules and courses developed by InTeGrate. The materials engage students in understanding the earth system as it intertwines with key societal issues. The collection is freely available and ready to be adapted by undergraduate educators across a range of courses including: general education or majors courses in Earth-focused disciplines such as geoscience or environmental science, social science, engineering, and other sciences, as well as courses for interdisciplinary programs.
Explore the Collection »