For the InstructorThese student materials complement the Coastal Processes, Hazards and Society Instructor Materials. If you would like your students to have access to the student materials, we suggest you either point them at the Student Version which omits the framing pages with information designed for faculty (and this box). Or you can download these pages in several formats that you can include in your course website or local Learning Managment System. Learn more about using, modifying, and sharing InTeGrate teaching materials.
Paying for Flood Damage
All of the examples from communities impacted by coastal flooding illustrate how people suffer economically and emotionally when their property is flooded. Underlying our considerations in this module are the hard economic facts of who pays and how do they pay? Currently, the Federal Flood Insurance program of the United States is being reworked and the outcome is unclear. It is likely that new flood insurance policies will be harder to obtain and much more costly in the future, although legislation was signed into law in spring 2014 to ensure affordability of insurance for homeowners in flood-prone areas. This reform applies to coastal and inland flood-prone areas. The Federal Emergency Management Administration (FEMA) manages the National Flood Insurance Program. You can read more about this program and the changes that are currently being debated at: FEMA: The National Flood Insurance Program
The following two related links provide information to homeowners about the current consideration related to flooding costs and rebuilding after a flood: